jpawlowski@norsmanagi.com | 757-223-1559

Norseman Advisory Group, Inc. is an independent Registered Investment Advisor, overseeing and coordinating finances in Newport News and Richmond, Virginia. Our mission is to provide the families and businesses we serve with innovative financial strategies, solutions, and planning that result in financial clarity and security. In the financial services industry, there are generally three avenues one can investigate when looking to obtain financial advice. One is from stockbrokers/registered representatives, and another is from Life Insurance agents. However, the only true practitioner that's licensed to provide investment advice is the Registered Investment Advisor. The differences come from the compliance obligation. Only the Registered Investment Advisor is mandated to act as a true fiduciary on behalf of their clients. The brokers and agents only need to meet suitability guidelines established by their individual companies with regard to client investments.

In a survey taken by TD Ameritrade:

54% of investors believed both stockbrokers and independent RIAs have a responsibility to act in their best interests.*
74% of investors did not understand the different obligations required of investment advisors and stockbrokers. Unlike stockbrokers, investment advisors have an obligation to act in an investor's best interests in all aspects of the financial relationship.*
79% said they would rather work with an investment advisor if they knew advisors provided greater investor protection than stockbrokers.*

We feel that information is power in today's difficult financial world. We strive to focus on our clients' education over transactions. As a fee based advisory firm, we charge our clients a fee instead of earning commission to help ensure that the appropriate products are chosen based on the client's best interest and not based on the commission generated.

We offer our prospective clients a complimentary, no obligation RISK ASSESMENT where we provide third party analysis of their current investments, personalized income projections, and ideas for immediate implementation. We look forward to our initial visit and finding out how we can help you get one step closer to your financial goals.

_{*2006 U.S. Investor Perception Study. Commissioned by TD AMERITRADE.}

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109 Herman Melville Ave.
Newport News, VA 23606

Phone: 757-223-1559
jpawlowski@norsmanagi.com

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All written content on this site is for information purposes only. Opinions expressed herein are solely those of Norseman Advisory Group, Inc. and our editorial staff. Material presented is believed to be from reliable sources; however, we make no representations as to its accuracy or completeness. All information and ideas should be discussed in detail with your individual adviser prior to implementation. Fee-based financial planning and investment advisory services are offered by Norseman Advisory Group, Inc. a Registered Investment Advisor in the State of Virginia. Insurance products and services are offered through Norseman Financial, Inc.. Norseman Advisory Group, Inc. and Norseman Financial, Inc. are affiliated companies. The presence of this web site shall in no way be construed or interpreted as a solicitation to sell or offer to sell investment advisory services to any residents of any State other than the State of Virginia or where otherwise legally permitted.